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Fast Track Second Mortgage

Quick cash for what you need

Great low rate of 6.99% APR!*

Apply Online

Low Fixed Rate

Take advantage of our low 6.99% APR!

10-Year Term

Keep payments low, and your payoff date in sight.

No Closing Costs

Save even more.

$580.28 Payment

Based on the max loan amount of $50,000 for a 120 month term at 6.99% APR.

Endless Possibilities

What can you do with a Fast Track Second Mortgage?

Upgrade Make home improvements Increase the value of your home!

Refinance Consolidate debt Pay less interest with a great rate.

Quick Cash Achieve your goals now A simple application and straight-forward financing puts cash in your pocket fast.

Frequently Asked Questions

Zing offers free online e-courses that provides information about mortgages and home ownership.  Visit our e-course page today. 

Please click here to access our borrower checklist.

Approximately 30-45 days.

Yes. They may provide you with a list of documents, and then they will give you the contact information to one of our expert mortgage loan officers.

Closing costs are usually between 1.50% to 2.00% of the loan amount.

We offer many mortgages. Some mortgages may require less of a down payment than others. We offer mortgages with down payment requirements as low as 3%.  Please contact a mortgage loan officer for more details.

620 is the minimum credit score to qualify for a home loan. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.

Here's how it works


Apply online

Fill out an application online or give us a call. We pride ourselves on our turnaround times.


Get approved

Once you're approved, we'll get your money sent straight to you in one large, lump sum.


Never miss a payment

Set up automatic payments within Online Banking, and you'll never have to worry about missing one.

Protect Your Home.

Fast Track Second Mortgage Disclosures

*APR is Annual Percentage Rate.  All loans are subject to credit approval, as well as income verification and employment verification.  Home loan rates are subject to change at any time, without notice.  Minimum loan amount is $10,000.  Maximum loan amount is $50,000.  Maximum loan amount is subject to credit qualification.  Maximum term is 120 months (ten years).  For a $50,000 loan at 6.99% APR for 120 months, the principal and interest payment would be $580.28.  Properties must be in Colorado.

Please consult a Mortgage Loan Officer for complete details.