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Winter Skip a Pay

Send your loan payment on a vacation.

Keep some extra cash in your pocket by skipping a loan payment.*

Request Now

To skip your December 2022 or January 2023 loan payment, complete out our secure online form, powered by DocuSign®, at least five (5) days prior to the loan payment that is to be skipped. Skipping a payment under Zing’s program does not impact your credit rating. Please check below that the loan you would like to skip qualifies.

If you have already received loan deferment(s) in the last 12 months, you are ineligible to participate in our Skip a Pay program. If you are still experiencing hardship, and need assistance, please contact Zing Credit Union at 303-573-1170.


Qualifying Loans

  • Auto Loans
  • Motorcycle Loans
  • Scooter Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • Shared Savings Secured Loans
  • Specialty Vehicle Loans

Non-Qualifying Loans

  • UALP or NALP Loans
  • Credit Cards
  • Home Equity Lines of Credit (HELOC)
  • 1st Mortgage Loans
  • 2nd Mortgage Loans
  • PassTime Auto Loans
  • Lines of Credit
  • Share Certificate Secured Loans
  • Credit Builder Loans
  • Pay Advance Loans
  • Any loan with a deferment in the last 12 months

Request to skip a payment now!

Winter Skip a Pay Disclosures

*Choosing to skip a payment will extend the term of the loan(s). Negative amortization may occur. All loans and lines of credit must be current prior to skipping a payment. Must be a member in good standing with no CPI (force placed insurance), no bankruptcies, no charge-offs, no 60 day delinquencies, and no deferments in the last 12 months. Loan must be open for at least 6 months to qualify. This offer includes Auto Loans, Motorcycle and Scooter Loans, Recreational Vehicle Loans, Personal Loans, Shared Savings Secured Loans, Specialty Vehicle Loans. This offer excludes Credit Cards, Home Equity Lines of Credit, 1st Mortgage Loans, 2nd Mortgage Loans, Lines of Credit, Share Certificate Secured Loans, Credit Builder Loans, Pay Advance Loans, and UALP or NALP loans. This offer is available for either December 2022 or January 2023 loan payment, NOT both. Limit one skipped payment per qualified loan per promotional period. Loans with GAP coverage are limited to one skipped payment per year, including missed payments and deferments. Please fill out, and return to 13299 W. Alameda Ave., Denver, CO 80219 at least five (5) business days before your payment is due. Offer ends January 31, 2023.