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Zing Logo


Checking that makes your life simpler

All the latest tools and features to help you crush your financial goals. 

Start Application

Do you want an extra $5 every month?

Get an extra $5 added to your checking account, just for completing a few simple tasks like signing up for e-Statements.

Mobile banking built for real life

Get access to your account 24/7. Deposit a check in seconds. Make paying bills almost fun.

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

No minimum balance

We never charge fees for something as silly as keeping a low balance.



Visa® Debit Card

Friendly local credit union. Internationally accepted debit card.



Direct Deposit

Save time each month by signing up to get your paycheck sent straight to you.



Overdraft Protection

Worried about an accidental overdraw? Add this to your account for peace of mind.



No checks needed

If you prefer to handle everything electronically, that’s 100% great with us.



Automatic savings

Save more each month with our Mile High APY account.

Clear Card

A card-based account that restricts overdrafts. Perfect for a first checking account.

Second Chance Checking

Who cares about your past? Your future is what matters. Easy to get approved.

Frequently Asked Questions

We do not give a free box of checks with a new checking account. If you would like to order a box of checks, you may ask any branch or contact center staff, or do so by visiting

Our primary checking accounts do not have a monthly fee. However, we offer a Second Chance Checking account for those that do not qualify for our primary checking product; there is a $12 monthly fee for that account. View rates and fees here.

No. We don’t want our members to have to worry about keeping a minimum balance in their checking account.

Here's how it works


Apply online

Get started right here online. It's fast and easy.


Download the mobile app

Download our app to track your balance, pay bills, and more.


Get your card in the mail

We'll send your Visa debit card straight to your home address.

I love Zing Credit Union! The customer service is great; everyone is very helpful and friendly. I have both personal and business checking accounts, several sub-accounts for personalized saving, a car loan, a line of credit and a credit card, all of which are incredibly easy to manage on the mobile app. When I got my car loan, the credit union bent over backwards to make a very tricky situation work for me. I always feel welcomed and appreciated whenever I deal with Zing Credit Union.

Peggy L.


Order Checks

ID Safe Choice

Direct Deposit