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Small Business Loans

How can we help you grow?

The right loan can help your business flourish. Take a look at our options.

Contact Us

Small Business Loans

Commercial Real Estate Loans

Getting Started


Start Your Application

Create an account if you are a first time user.


Select you loan

We offer a loan for all your needs.


Complete your application

You will be prompted for information and may receive notifications to the email address provided.

Learn about our partnership with Commercial Real Estate Experts, Centennial Lending.

I love working with the staff at Zing Credit Union. They are very professional and put the customer first. I have opened a personal checking and business account with Zing Credit Union and love it. I would encourage people to use Zing Credit Union over major banking institutions. They have the best interest rates for businesses, car loans, and mortgages.

Jamaal C.

Frequently Asked Questions

Yes, all our memberships have online and mobile banking. As a business member you will have more options under the online platform that will help your business with their operating activities.

No. Only the person(s) authorized to open the account should come in, or apply online. However, we still need the date of birth, social security number, (ID? What does this mean? ID #? Of a driver’s license?), and address of all of the owners of the business, even if they are not going to be signers on the account. Also, we required an operating agreement, incorporations agreement, minutes or partnership agreement indicating who is authorized to manage the business account with Zing.

No. We are required to have a certificate of good standing stating that the business is active and in compliance with the Colorado Secretary of State.

Yes, as long as the business is operating and registered in Colorado and is within the counties of Adams, Arapahoe, Denver, or Jefferson, you can open a business account.

We partner with Total Merchant Concepts (TMC). We will refer you to them and they will guide you on the best merchant option for your business needs.

All business accounts come with a debit card and your business name is embossed on the front of the card plus the signer’s name.

Our business membership is your savings account and your checking account is your operational account.

No, any account signer can sign the business checks associated to the account.

No, the business has to be operating and registered under the Colorado Secretary of State.

No, we do not have startup loans. However, we partner with Mi Casa, RMMFI and Dream Spring that have programs and funding options for startup businesses. You may also want to consider a HELOC or other personal loan for funds to start a business.

Please refer to our Business Account Checklist.

Yes! A CD or Money Market can be added to your business membership.  Click here to see our current rates.

Yes!  Once your checking account is opened, you will receive your Visa® debit card.

Our opening deposit for businesses is no different from our personal accounts.  Zing Credit Union requires $25 to open a membership.

We offer two types of business accounts to meet your business’s needs.

  1. Simple Business Checking
  2. Business Analysis Checking

For complete details, please refer to our business checking disclosure:

Business Checking Disclosure

Yes! We have a section within our online banking platform designed for our business members.

Whomever is going to manage, control, or have access to the account.

To open a Zing business account, you will need the items in the following checklist:  Download Business Account Checklist