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High Interest Savings with Mile High APY

Truly effortless savings

Save without even thinking about it—and earn some great interest. All you need is a checking account with us to get started.

What is a Mile High APY* account?

 

This high interest savings account is a smart, simple way to save as you spend. Every time you make a purchase, we round up your transaction to the nearest dollar and transfer the difference into your savings. It’s an effortless way to grow your savings automatically while earning a high annual percentage yield (APY) on your balance. The more you use your debit card, the more your savings soar!

Benefits of a High Interest Savings Account

Effortless Saving

Every purchase rounds up to the nearest dollar, with the extra change automatically transferred to your savings. Spend a full dollar and a dollar will be transferred.

Higher Interest Rates

Earn a higher interest rate on your savings, letting your money grow faster. This means you can earn more on your savings over time.

Hands-Free Growth

Watch your savings build with every transaction—no extra effort required!

Here's how it works

  • 1

    Use Your Debit Card

    We'll round up every purchase you make to the next dollar.

  • 2

    Make Savings Automatic

    Each day, we'll transfer that rounded money to your Mile High savings account.

  • 3

    Earn Extra Interest

    You'll get a APY* on balances up to $5,280.

Start Saving

I switched to Zing from a large bank, and could not be happier. I have less fees hitting my account and I especially love the Mile High APY account I have. It helps me save a little bit of money everyday, and I don't even have to think about it.

— David C.

Frequently Asked Questions

  • Transfers will happen at the end of the day.

  • Not in the Mile High APY account.

  • See rate sheet for current rate on balances higher than $5,280.

  • You must have a checking account with a debit card and make transactions to deposit money to the Mile High APY account. Only the difference between your transaction amount, and the next rounded dollar amount, will be deposited to the Mile High APY account.

Best High Interest Savings Account in Denver Disclosures

Mile High APY Disclosures

*APY is Annual Percentage Yield.

Fraud Alert Zing CU will NEVER call you and ask you for your online banking login information, MFA codes, or other personal information. Do not share this info.