Denver Business Resources: Support for Small Businesses

Commercial Online Banking

Easy access to your business’s finances 24/7.

Community Partners

We believe in the power of community. Find out how our partners can help.

Grant Opportunity

Denver Economic Development & Opportunity (DEDO) in partnership with Mile High United Way is now accepting applications for the Business Impact Opportunity Fund, $5M program to support and sustain small businesses facing displacement, disruption from construction, operating challenges, or neighborhood safety—all factors exacerbated by the pandemic.

Learn More

DEDO Lending Tools

Sometimes your business may need lending tools that may not be available through the traditional financial marketplace. Denver Economic Development & Opportunity (DEDO) may offer the tools that will help your business be a success.

Learn More

Meet Maria

“I help our small business members succeed financially so they can grow and thrive.”

Maria Sanner

Business Services Program Director

Education

Employees who aren’t stressed about their finances are able to commit more effort to their every-day jobs. At Zing, we value the importance of financial education, which is why we offer so many free resources.

In-Person Classes

We host in-person classes year-round that are free and open to the public. Classes cover topics like budgeting, credit, home buying, and more.

You can also request on-site classes for your employees. Just complete the form below.

View Upcoming Classes

Request an On-Site Class

One-on-One Financial Coaching

Finances are personal. A one-on-one financial coaching session with our Financial Counselor can help you with:

Setting and reaching goals
Establishing or improving credit
Money management
Paying down debt
Budgeting to save money

Request a free financial coaching session today.

Request a Coaching Session

E-Courses

Short on time? Zing’s e-courses are free, mobile accessible and don’t require any special downloads or equipment. They are also available in Spanish, and they are only 5-7 minutes long!

Get some serious financial knowledge in the time it takes to watch a movie trailer.

View E-Courses

Merchant Services Solutions

We partner with Total Merchant Concepts (TMC) to get you the tools you need:

Credit & Debit Card Acceptance

Get Started

Accepting credit cards can increase your business by as much as 45%.

Visa
MasterCard
Discover
American Express
Debit Cards (PIN and non-PIN based)
eCommerce options

Gift & Loyalty Card Programs

TMC Auction Assist

Streamlining the auction process can really make your next event EASIER and more profitable! With our TMC Auction Assist- we can automate many of the functions, speed the checkout process, and help you identify more ways to increase the revenues for your organization!

Mobile Processing Solutions

Turn your smartphone or web-enabled tablet into a mobile credit card processing device.

Business Growth Tools

The life of a business owner is filled with ups and downs and credit card processing certainly keeps the cash flowing. We’ve taken 20+ years of business knowledge and experience, added it to our passion to take care of our merchants. Tools include:

DISC Assessment: Understand your team, strengthen relationships
Ziglar Trainings: Goals, relationship, and personal development
Maxwell Trainings: Leadership and communication

Social Media Assistance

Free advice, tips and some basic Social Media assistance for busy business owners.

Get Started

We also with Newtek to bring the following services to our members:

Website Development & Hosting

Web design solutions to give your business an immediate web presence.

E-Commerce

Enhance your business with an online storefront.

Community Partners

Rocky Mountain MicroFinance Institute

RMMFI Logo
The Rocky Mountain MicroFinance Institute (RMMFI) is a local nonprofit that helps aspiring entrepreneurs develop, launch, and grow their businesses. They provide a combination of business development and lending services, including classes, workshops, mentoring, and Business Builder loans. Join the hundreds of local entrepreneurs who have launched (or re-launched) their businesses through the Idea, Launch, and Thrive stages of the RMMFI journey. Learn more about RMMFI.

Mi Casa Resource Center

Mi Casa Logo

Mi Casa Resource Center believes in the potential of all people to achieve their educational, professional, and entrepreneurial goals. They educate, train, and support youth and adults on their path to economic success. Mi Casa Resource Center supports local small businesses and entrepreneurs through 1-on-1 business consulting, micro-financing, and business education. Learn more about Mi Casa Resource Center.

Denver Economic Development & Opportunity and Commons on Champa

The Commons on Champa

The City of Denver’s Office of Economic Development & Opportunity (OED) supports local startups and small businesses to be successful and contribute to the vibrant economy of Denver. Through the OED, business owners and entrepreneurs can find resources for one-on-one consulting, capital, small business lending, and more. At the Commons On Champa, entrepreneurs can find access to work and meeting spaces, event spaces, networking opportunities, and business advisors. To learn more about how the Office of Economic Development & Opportunity and the Commons On Champa can help support you and your business, click one of the links below.

The Commons on Champa

Starting August 1st, the Commons on Champa has one office and few desks available for tenancy.

CO.mmunity Tenancy includes:

Free 1st floor Innovation Lounge and allocated FREE hours in the large Community Event Space (value: $130/hr)
Locally roasted coffee
Business address and mail service
24/7 building access with a secure badge system
Ultra fast Wifi and hardline internet connection
6 free hours in downstairs conference rooms per month
Unlimited huddle rooms and corner conference room access (requires reservation) on 2nd floor
Denver Economic Development and Opportunity Advisory Hours
Entrepreneurial events, networking ,and resources- all offered virtually!
Complimentary hour mentor session with our Downtown Denver Partnership HR expert and other expertise available upon request
Admission discounts to most Downtown Denver Partnership events
Cross-promotion of business and business efforts to our greater community
Feature Commons businesses to our greater Commons and DDP channels
An incredible community of entrepreneurs, risk takers ,and collaborators to inspire.

The Commons runs on shared ownership. This is an incredible community who has given expertise, time, financially and through volunteerism to build and support our rich entrepreneurial community. Please contact the Commons on Champa if you are interested in sharing your expertise and leading a Power Hour mentorship session or reading a custom-designed session. The Commons on Champa empowers entrepreneurs to master their business and build lifelong relationships through the experience of servant leadership with the top business minds. As entrepreneurs step into their power with community support, the cycle repeats itself ,and together, we create a thriving and better community.

Centennial Lending

Centennial Lending Logo

Centennial Lending is a credit union service organization. Established more than 20 years ago to meet the residential mortgage and commercial lending needs of our partner credit union’s members, we now provide service to more than 100 credit unions as well as the general public; doing business in nine states.

Learn more about Centennial Lending.

Truth In Savings Disclosure

TRUTH IN SAVINGS DISCLOSURE

Except as specifically described, the following disclosures apply to all the accounts.

Rate Information. The dividend rate, or interest rate, and annual percentage yield on your accounts are set forth on the reverse side. The annual percentage yield is a percentage rate that reflects the total amount of dividends/interest to be paid on an account based on the dividend/interest rate and frequency of compounding for an annual period. For Certificates of Deposit and IRA Certificates of Deposit, the interest rate and annual percentage yield are fixed and will be in effect for the term of the account. The annual percentage yield is based on an assumption that interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Nature of Dividends. Dividends are paid from current income and available earnings after providing for the required reserves. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Compounding and Crediting. Interest and dividends will be compounded and credited as set forth on the reverse side. The dividend/interest period for each account is also set forth on our Rate and Fee Schedule. The dividend/interest period begins on the first calendar day of the period and ends on the last calendar day of the period.
Balance Information. The minimum balance required to open each account is set forth. Interest is calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.
Accrual of Dividends. Dividends will begin to accrue on cash deposits on the business day you make the deposit to your account. Dividends will begin to accrue on noncash deposits (checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
Account Limitations. The account limitations for each account are set forth in our Membership and Account Agreement
Your account will mature on the maturity date set forth on your account receipt or renewal notice.
Early Withdrawal Penalties. A penalty may be imposed if you withdraw any of the certificate funds before the maturity date or the renewal date, if this is a renewal account.
Amount of Penalty. For Certificates of Deposit and IRA Certificates of Deposit the amount of the early withdrawal penalty for your account is 90 days’ interest for a term of 12 months or less, and 180 days’ interest for a term over 12 months.
How the Penalty Works. The penalty is calculated as a forfeiture of part or all of the interest that have been earned on the account. This penalty applies to earned interest and principal.
Renewal Policy. Certificate of Deposit accounts will automatically renew for another term upon maturity. You have a grace period of seven days in which to change or withdraw the funds without being charged an early withdrawal penalty.
Exception to Early Withdrawal Penalties. At our option, we may redeem the account before maturity without imposing an early withdrawal penalty under the following circumstances:
- When an account owner dies
- or is determined legally incompetent by a court
- or other body of competent jurisdiction.
Nontransferable / Nonnegotiable. Your account is nontransferable and nonnegotiable. The funds in your account may not be pledged to secure any obligation of an owner except obligations with the Credit Union.
FEES FOR OVERDRAWN ACCOUNTS. Fees may be imposed on each check, draft item, ATM card withdrawal, debit card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or payment of a check, draft or item. You may consult the Funds Availability Policy for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approval limit. Please refer to the Rate and Fee Schedule for current fee information.

Checking Comparison Chart

Compare Checking Accounts

Preferred Checking

Clear Card

Second Chance Checking

Minimum Opening Balance

Suggested opening amount- $25

ID Safe Choice Charge Possible

Yes

Direct Deposit

Accepted and encouraged

Dividends Paid

Privilege Pay

Available after 90 days

Overdraft LOC

Available immediately, with approved credit

ATM/Debit Card

Instant Issue

Shared Branching

Available

Free Bill Payer

Available

Mile High APY

Yes

N/A

Yes

5 Buck Club

Yes

Business Resources

It’s our mission to help small businesses achieve big dreams

Commercial Online Banking

Community Partners

Grant Opportunity

DEDO Lending Tools

Meet Maria

Commercial Online Banking

Education

In-Person Classes

One-on-One Financial Coaching

E-Courses

Merchant Services Solutions

Credit & Debit Card Acceptance

Gift & Loyalty Card Programs

TMC Auction Assist

Mobile Processing Solutions

Business Growth Tools

Social Media Assistance

Website Development & Hosting

E-Commerce

Community Partners

Rocky Mountain MicroFinance Institute

Mi Casa Resource Center

Denver Economic Development & Opportunity and Commons on Champa

The Commons on Champa

Centennial Lending

Get the App

Truth In Savings Disclosure

TRUTH IN SAVINGS DISCLOSURE

Checking Comparison Chart

Compare Checking Accounts

Schedule a time to talk