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Denver Personal Loans: Get the Funds You Need Today

With us, it really is personal

Get a loan from a local lender who knows your name, and start making the big things in your life happen.

Personal Loans

A straightforward loan for practically anything. No collateral needed.

Personal Loan Rates

Secured Loans

Get an even lower rate by using your savings account to back up your loan.

Secured Loan Rates

Credit Builder Loans

Comebacks aren’t just for rappers and sports teams. Start rebuilding.

Credit Builder Rates

Rates as low as 9.99% APR*

Plenty of term and payment options. No pre-payment penalties.

View rates

Monthly Payment

How much is the loan you want?
$
Rate (APR)
%
Term (months)

I have always had a wonderful experience with the CU. When other banks wouldn't give us loans, Zing has come through with not only a loan, but great rates.

— Mary C.

Here's how it works

  • 1

    Apply online

    Fill out your personal loan application right here online.
     
    Apply Online

  • 2

    Say hello

    Applying for a secured loan? Give us a call or send a message.
     
    Contact Us

  • 3

    Download the app

    Set up automatic payments with Mobile Banking.
     
    Download

Frequently Asked Questions

  • We offer loan terms up to 60 months.

  • If you are employed, paystubs are an acceptable form of proof of income. If you are self-employed, we require your last two years of tax returns. If you are retired, award letters are acceptable. If you are a non-citizen borrower, two years of tax returns are required.

  • One business day.

  • Please check the status of your loan application by calling 303-573-1170, or using our Lending Contact Form.

  • You may make a loan payment by making a transfer within your online or mobile banking account, visiting our online payment portal, calling 303-573-1170, or by visiting any branch location.

Denver Personal Loans: Get the Funds You Need Today Disclosures

All loans are subject to credit approval, employment verification, and income verification.

*APR is Annual Percentage Rate. With approved credit and income verification. Rates are subject to change without notice. Personal Loan Payment Example: For a $5,000 with a 36-month term payments at 9.99% APR, the monthly payment would be $21.24 .  Must finance $5,000 or more to receive rate as low as APR.  Please see our rates.

Fraud Alert Zing CU will NEVER call you and ask you for your online banking login information, MFA codes, or other personal information. Do not share this info.