Our 2023 Colorado Gives Nonprofit Partners

At Zing, we enjoy teaming up with non-profits in the Denver area to support our community and make a positive impact. This year, during Colorado Gives, a time when people are encouraged to donate and volunteer with non-profits, we’d like to introduce some of the organizations we work with. While words can’t fully convey our appreciation for their efforts, we’re excited to showcase the groups we’ll be helping.

Earthlinks

For over two and a half decades, EarthLinks has been dedicated to fostering personal transformation and discovering self-worth among individuals experiencing homelessness and poverty. Through their Earth-centered programs, programs that connect people with nature and each other, they empower people to break free from isolation and become active members of a community, contributing to the restoration of the world.

In addition, EarthLink is not just a charity; it’s a successful business with a coffee shop at 13th and Decatur in Denver! It’s an online and local store selling handmade gifts and body products, and a garden that grows food for the people they help and the community.

AgeWise Colorado

AgeWise Colorado is a non-profit organization committed to enhancing the quality of life for older adults and their caregivers. They achieve this mission by providing a wide range of services and support, including nutrition programs, transportation assistance, and wellness initiatives. Think of AgeWise Colorado as an online hub for seniors designed to be interactive, easy to use, and informative with trusted products and services, like ours. AgeWise Colorado plays a vital role in helping seniors across the state maintain their independence and well-being.

Rocky Mountain MicroFinance Institute

RMMFI, is a Denver-based non-profit organization dedicated to building up economic empowerment and self-sufficiency within underserved communities. They achieve this mission by offering a comprehensive set of programs, including business development training, lending opportunities, and ongoing support for budding entrepreneurs. RMMFI’s goal is to help these entrepreneurs build successful businesses, make their communities stronger, and create a better economy. They’re a valuable resource for anyone looking to change their life through entrepreneurship in Denver and beyond.

DPL Friends

The Denver Public Library Friends Foundation, as an advocate and philanthropic organization, plays an important role in enhancing the Denver community by raising money and promoting its importance. By investing in the Denver Public Library Friends Foundation, individuals are not just making a financial contribution but also championing free literacy programs, lifelong learning opportunities, and ensuring access to valuable resources for adults, children, and the youth of Denver.

Since 1940, the Friends Foundation has been working as a nonprofit partner to make the library system better, showing that libraries are important to the community and deserve support. Their goal is to create a place where people of all ages can learn and grow.

Southwest Denver Coalition

The Southwest Denver Coalition is a community-based organization committed to enhancing the quality of life in the Southwest Denver area. The Coalition’s work extends to the realms of education, health, and environmental sustainability. They aim to promote educational opportunities, support health and wellness initiatives, and foster environmental stewardship within the community. By doing so, the coalition seeks to create a more vibrant, sustainable, and healthy living environment for all residents in Southwest Denver.

Sites and Insights

Sites and Insights is a 501(c)3 nonprofit organization that was established in 2016 with a profound commitment to healing individuals affected by cancer. While the medical community strives to cure the disease, Sites and Insights focuses on the holistic healing of patients, survivors, and caregivers. They achieve this through therapeutic art programs, offering a unique and innovative way for individuals to express their emotions, fears, and grief, helping them process the life-altering experience and move towards emotional well-being.

At Sites and Insights, they have developed an award-winning curriculum designed to instill hope, peace, joy, and empowerment in those impacted by cancer. These healing art workshops, classes, and retreats are entirely funded by donations, allowing them to offer their valuable services free of charge to those in need, ultimately improving the emotional well-being of individuals on their cancer journey.

Purple Door Coffee

Purple Door Coffee is an extraordinary coffee shop with a powerful mission. Established in 2013, their goal is to provide employment opportunities and job training to young people who have experienced homelessness. This mission, paired with their belief in second chances, creates a unique and impactful approach to supporting those in need.

Purple Door Coffee’s commitment extends to equipping individuals with vital life skills and work experience, offering a pathway to a more stable and fulfilling future. Their holistic approach transcends merely serving great coffee; it is about fostering a supportive and inclusive community where everyone can thrive. By addressing the multifaceted challenges that young people experiencing homelessness often face, Purple Door Coffee stands as a symbol of hope and resilience in Denver, Colorado.

If you’re a non-profit interested in joining Zing Credit Union please fill out our business application.

Truth In Savings Disclosure

TRUTH IN SAVINGS DISCLOSURE

Except as specifically described, the following disclosures apply to all the accounts.

Rate Information. The dividend rate, or interest rate, and annual percentage yield on your accounts are set forth on the reverse side. The annual percentage yield is a percentage rate that reflects the total amount of dividends/interest to be paid on an account based on the dividend/interest rate and frequency of compounding for an annual period. For Certificates of Deposit and IRA Certificates of Deposit, the interest rate and annual percentage yield are fixed and will be in effect for the term of the account. The annual percentage yield is based on an assumption that interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Nature of Dividends. Dividends are paid from current income and available earnings after providing for the required reserves. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Compounding and Crediting. Interest and dividends will be compounded and credited as set forth on the reverse side. The dividend/interest period for each account is also set forth on our Rate and Fee Schedule. The dividend/interest period begins on the first calendar day of the period and ends on the last calendar day of the period.
Balance Information. The minimum balance required to open each account is set forth. Interest is calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.
Accrual of Dividends. Dividends will begin to accrue on cash deposits on the business day you make the deposit to your account. Dividends will begin to accrue on noncash deposits (checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
Account Limitations. The account limitations for each account are set forth in our Membership and Account Agreement
Your account will mature on the maturity date set forth on your account receipt or renewal notice.
Early Withdrawal Penalties. A penalty may be imposed if you withdraw any of the certificate funds before the maturity date or the renewal date, if this is a renewal account.
Amount of Penalty. For Certificates of Deposit and IRA Certificates of Deposit the amount of the early withdrawal penalty for your account is 90 days’ interest for a term of 12 months or less, and 180 days’ interest for a term over 12 months.
How the Penalty Works. The penalty is calculated as a forfeiture of part or all of the interest that have been earned on the account. This penalty applies to earned interest and principal.
Renewal Policy. Certificate of Deposit accounts will automatically renew for another term upon maturity. You have a grace period of seven days in which to change or withdraw the funds without being charged an early withdrawal penalty.
Exception to Early Withdrawal Penalties. At our option, we may redeem the account before maturity without imposing an early withdrawal penalty under the following circumstances:
- When an account owner dies
- or is determined legally incompetent by a court
- or other body of competent jurisdiction.
Nontransferable / Nonnegotiable. Your account is nontransferable and nonnegotiable. The funds in your account may not be pledged to secure any obligation of an owner except obligations with the Credit Union.
FEES FOR OVERDRAWN ACCOUNTS. Fees may be imposed on each check, draft item, ATM card withdrawal, debit card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or payment of a check, draft or item. You may consult the Funds Availability Policy for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approval limit. Please refer to the Rate and Fee Schedule for current fee information.

Checking Comparison Chart

Compare Checking Accounts

Preferred Checking

Clear Card

Second Chance Checking

Minimum Opening Balance

Suggested opening amount- $25

ID Safe Choice Charge Possible

Yes

Direct Deposit

Accepted and encouraged

Dividends Paid

Privilege Pay

Available after 90 days

Overdraft LOC

Available immediately, with approved credit

ATM/Debit Card

Instant Issue

Shared Branching

Available

Free Bill Payer