8 Rules of Responsible Credit Card Use
- Always pay your bills on time.
- Pay more than just the minimum payment each month.
- Don’t carry a long-term balance.
- Don’t use your credit card to pay for things you can’t afford.
- Stay on top of your credit score.
- Check your credit reports for signs of fraud.
- Never share your credit card details with an unverified contact.
- Keep your credit card usage below 30% of your available credit line.