What is the minimum credit score to qualify for a home loan?
620 is the minimum credit score to qualify for a home loan. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.
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620 is the minimum credit score to qualify for a home loan. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.
Online Banking
Except as specifically described, the following disclosures apply to all the accounts.
Preferred Checking | Clear Card | Second Chance Checking | |
Minimum Opening Balance | Suggested opening amount- $25 | $0 | Suggested opening amount- $25 |
ID Safe Choice Charge Possible | Yes | No | Yes |
Direct Deposit | Accepted and encouraged | Accepted and encouraged | Accepted and encouraged |
Dividends Paid | No | No | No |
Privilege Pay | Available after 90 days | No | No |
Overdraft LOC | Available immediately, with approved credit | No | Available immediately, with approved credit |
ATM/Debit Card | Instant Issue | Instant Issue | Instant Issue |
Shared Branching | Available | Available | Available |
Free Bill Payer | Available | Available | Available |
Mile High APY | Yes | N/A | Yes |
5 Buck Club | Yes | No | Yes |