How to Stay Up-to-Date in Your Field

Whatever your chosen field or level of training, it’s crucial to stay up-to-date on the latest developments, trends and discoveries in your line of work. The world is constantly evolving, and what worked a decade ago, last year or even last month may be considered passé or even damaging in today’s world. Here’s how you can ensure you’re always current within your field.

Pair up with a work buddy

Experience is truly the best teacher. If you don’t have enough of your own, why not piggyback on someone else’s experience to help you learn? Find a mentor, or work buddy, in your chosen industry by teaming up with a friend in your field. You can share ideas, ask questions about new developments in your industry and open a dialogue about valuable lessons each of you have learned while on the job. Ask your work buddy to provide feedback on any big projects you’ve completed, and serve as a sounding board for them as well. The partnership will help both of you stay updated and knowledgeable about all recent happenings in your field.

Pursue further education

Education in any subject is a lifelong pursuit. Broadening your knowledge in your field will help you up your game and advance your career. You can accomplish this by signing up for an online or in-person course, or reading a new book that covers topics in your field.

In 2022, though, there are so many more ways to learn about any topic you can dream up. Tap into the powerful reach of social media by following accounts of experts in your field on platforms like Twitter, Instagram and LinkedIn. You’ll likely pick up a tremendous amount of insight and helpful tips for your line of work. You can also tune into one of the many podcasts on almost every line of work to stay up-to-date in your industry.

Attend networking events

Meeting with other professionals in your field will help you stay connected and aware of every new development. You can seek out networking events on your own or ask your employer to send you to events on behalf of the company. At the actual events, work on forging relationships with other experts in your line of work.

Utilize Google Alerts

Take advantage of Google Alerts to stay current in your field. You can do this by signing up to be notified when specific keywords are trending on the Google search engine. This will negate the need for you to constantly seek out industry news; instead, the news will be delivered directly to you.

Truth In Savings Disclosure

TRUTH IN SAVINGS DISCLOSURE

Except as specifically described, the following disclosures apply to all the accounts.

Rate Information. The dividend rate, or interest rate, and annual percentage yield on your accounts are set forth on the reverse side. The annual percentage yield is a percentage rate that reflects the total amount of dividends/interest to be paid on an account based on the dividend/interest rate and frequency of compounding for an annual period. For Certificates of Deposit and IRA Certificates of Deposit, the interest rate and annual percentage yield are fixed and will be in effect for the term of the account. The annual percentage yield is based on an assumption that interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Nature of Dividends. Dividends are paid from current income and available earnings after providing for the required reserves. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period.
Compounding and Crediting. Interest and dividends will be compounded and credited as set forth on the reverse side. The dividend/interest period for each account is also set forth on our Rate and Fee Schedule. The dividend/interest period begins on the first calendar day of the period and ends on the last calendar day of the period.
Balance Information. The minimum balance required to open each account is set forth. Interest is calculated by the daily balance method which applies a daily periodic rate to the principal in the account each day.
Accrual of Dividends. Dividends will begin to accrue on cash deposits on the business day you make the deposit to your account. Dividends will begin to accrue on noncash deposits (checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.
Account Limitations. The account limitations for each account are set forth in our Membership and Account Agreement
Your account will mature on the maturity date set forth on your account receipt or renewal notice.
Early Withdrawal Penalties. A penalty may be imposed if you withdraw any of the certificate funds before the maturity date or the renewal date, if this is a renewal account.
Amount of Penalty. For Certificates of Deposit and IRA Certificates of Deposit the amount of the early withdrawal penalty for your account is 90 days’ interest for a term of 12 months or less, and 180 days’ interest for a term over 12 months.
How the Penalty Works. The penalty is calculated as a forfeiture of part or all of the interest that have been earned on the account. This penalty applies to earned interest and principal.
Renewal Policy. Certificate of Deposit accounts will automatically renew for another term upon maturity. You have a grace period of seven days in which to change or withdraw the funds without being charged an early withdrawal penalty.
Exception to Early Withdrawal Penalties. At our option, we may redeem the account before maturity without imposing an early withdrawal penalty under the following circumstances:
- When an account owner dies
- or is determined legally incompetent by a court
- or other body of competent jurisdiction.
Nontransferable / Nonnegotiable. Your account is nontransferable and nonnegotiable. The funds in your account may not be pledged to secure any obligation of an owner except obligations with the Credit Union.
FEES FOR OVERDRAWN ACCOUNTS. Fees may be imposed on each check, draft item, ATM card withdrawal, debit card withdrawal, debit card point of purchase, preauthorized automatic debit, telephone initiated withdrawal or any other electronic withdrawal or transfer transaction that is drawn on an insufficient available account balance. The entire balance in your account may not be available for withdrawal, transfer or payment of a check, draft or item. You may consult the Funds Availability Policy for information regarding the availability of funds in your account. Fees for overdrawing your account may be imposed for each overdraft, item or transaction. If we have approved an overdraft protection limit for your account, such fees may reduce your approval limit. Please refer to the Rate and Fee Schedule for current fee information.

Checking Comparison Chart

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Preferred Checking

Clear Card

Second Chance Checking

Minimum Opening Balance

Suggested opening amount- $25

ID Safe Choice Charge Possible

Yes

Direct Deposit

Accepted and encouraged

Dividends Paid

Privilege Pay

Available after 90 days

Overdraft LOC

Available immediately, with approved credit

ATM/Debit Card

Instant Issue

Shared Branching

Available

Free Bill Payer