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Certificates of Deposit (CDs)

Investing without the headache

A simple, straightforward, and ultra-safe way to start investing.

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Set your money aside …

With a CD, you’ll set your money aside for a set amount of time, or “term.” We have a lot of different terms available, depending how much, and how long, you want to save.

Interested in retirement goals? Consider opening an IRA Certificate of Deposit*. You’ll typically earn a higher rate than a traditional savings account.

… And reap the rewards

Our rates on CDs are pretty great. That means you’ll save more each month, giving you the freedom and power to achieve your financial goals.

Another big plus? You’re rate of return is 100% guaranteed. No more worrying while the market bounces up and down like a beach ball.

Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches

Here's how it works


Say hello

Complete the form below to get started.


Start with just $100

All you need is $100 to start investing, but higher balances work great too.


Choose your term

We have terms anywhere from 3 months to 60 months available.

Zing Credit union is the best banking service I have ever known. From the smiling faces that greet me at the tellers to the loan officers, I have had the best experience over the years.

Linda B.
Start Saving with Certificates of Deposit (CD) at Zing Credit Union Disclosures

* Contribution and rollover deposit are allowed at any time when invested in an IRA certificate of deposit with any term of 36 months or greater with a minimum transaction amount of $25.

**APY is Annual Percentage Yield.  Promotional certificate will automatically renew to a 12-month certificate at the rate available for that term at the time of renewal.  Promotional certificate is available for a limited time.  Zing Credit Union reserves the right to change or end the offering at any time.  Subject to early withdrawal penalties of 180 days’ interest.