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First Mortgages

First Mortgages

The right home loan should put a big grin on your face. Low rates and low payments can help you reach your homeownership dreams faster.

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Monthly Payment
Property Tax: 167
Homeowners Insurance: 100
HOA Fee: 0
Mortgage Insurance: 167
Mortgage Amount
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Frequently Asked Questions

Zing offers free online e-courses that provides information about mortgages and home ownership.  Visit our e-course page today. 

Please click here to access our borrower checklist.

Approximately 30-45 days.

Yes. Our expert mortgage loan officers are always ready to assist you. In the case someone is not available at one of our branches please reach out to them at [email protected].

Closing costs are usually between 1.50% to 2.00% of the loan amount.

We offer many mortgages. Some mortgages may require less of a down payment than others. We offer mortgages with down payment requirements as low as 3%.  Please contact a mortgage loan officer for more details.

620 is the minimum credit score to qualify for a home loan. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.

Protect what matters most.

First Mortgages Disclosures

Fast Track: With approved credit, income verification, and employment verification. Must be owner occupied residence. Escrow required. Loan-to-Value (LTV) of 80% or less. No closing costs on refinances up to $250,000. Borrower may be responsible for appraisal fee if collateral value cannot be established.