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Home Equity Loans

Equity at your fingertips

Unlock possibilities with your home's equity.

Using Your Home’s Equity

Home improvement projects, debt consolidation, education expenses, vacations, and more can be made possible with the equity you’ve built in your home.

Over $9 million in home equity loans was funded to members in 2021!

Mortgage Solutions

Second Mortgage

This mortgage is great for taking out a lump sum of cash then paying it back over a term.

Home Equity Line of Credit

Borrow against the equity of your home when you need over the draw period. This option is great if you are unsure how much you may need at once, or if you are planning multiple on-going projects.*

Fast Track Second Mortgage

Need quick cash now?  Borrow up to $50,000 at as low as 6.99% APR!**

Not sure which is the best fit?

Our Mortgage Lending Team is standing by to help! Call 303-573-1170 or use our contact form.


Borrower Checklist

Start the path to homeownership by getting all the necessary documents ready.


Current rates may change without notice.  Please contact us for the most up to date rates.

How much is your home worth?

Find out now with Homebot!

We received a HELOC for home improvements. It went very smoothly and was completed in a timely manner. Everyone we worked with was very informative and cordial. Awesome to work with. 10 out of 10 stars for me. They are the best.

Steve W.

Frequently Asked Questions

Here for you

Our local mortgage lending team has over 32 years of combined experience.  They are standing by to help!

Home Equity Loans Disclosures

*All loans are subject to credit and collateral approval, as well as income verification and employment verification.  HELOCs only available on primary dwellings.  Not available on rental or investment properties. Max line of credit is $150,000.  What You Should Know about Home Equity Lines of Credit (HELOC).

**APR is Annual Percentage Rate.  All loans are subject to credit approval, as well as income verification and employment verification.  Home loan rates are subject to change at any time, without notice.  Minimum loan amount is $10,000.  Maximum loan amount is $50,000.  Maximum loan amount is subject to credit qualification.  Maximum term is 120 months (ten years).  For a $50,000 loan at 6.49% APR for 120 months, the principal and interest payment would be $567.49.  Properties must be in Colorado.

Please consult a Mortgage Loan Officer for complete details.