Flexible terms and fixed rates
Know exactly what to expect with your payment.
No pre-payment penalties
Early payments allow you to skip extra interest down the road.
Money to make things happen
Use your newfound cash for home improvements, education costs, and more.
I love my credit union. Wouldn't bank anywhere else. I've had car loans, a second mortgage, an equity loan, do bill pay, and have all my accounts with Zing. Most of my transactions are drive thru and everyone is always so polite and happy.Diana H.
Mortgage Payment Calculator
Homeowners Insurance: 100
Mortgage Insurance: 167
Frequently Asked Questions
Zing offers free online e-courses that provides information about mortgages and home ownership. Visit our e-course page today.
Approximately 30-45 days.
Yes. They may provide you with a list of documents, and then they will give you the contact information to one of our expert mortgage loan officers.
Closing costs are usually between 1.50% to 2.00% of the loan amount.
We offer many mortgages. Some mortgages may require less of a down payment than others. We offer mortgages with down payment requirements as low as 3%. Please contact a mortgage loan officer for more details.
620 is the minimum credit score to qualify for a home loan. Please note that other factors like income, debt-to-income, loan to value, among others can impact your ability to qualify.
Here's how it works
Fill out an application online or give us a call. We pride ourselves on our turnaround times.
Once you're approved, we'll get your money sent straight to you in one large, lump sum.
Never miss a payment
Set up automatic payments within Online Banking, and you'll never have to worry about missing one.