Home Equity Loan. A Home Equity Loan (HEL) allows you to borrow a fixed amount of cash, which you receive in one lump sum. However, upfront fees can be high.

Credit cards. Credit cards can work for minor touch-ups, but funding bigger projects this way can leave you with steep interest payments and end up costing much more than planned.

Personal loans. Personal loans are short-term loans that are unsecured (no collateral), which can mean they may have higher rates than secured loans, depending on the lender.

Do your research and talk with us at to help find the best option for your needs.