Skip nav to main content.
Zing Logo and Homepage Link
Zing Logo
Zing Logo

Personal Loan

With us, it really is personal

Get a loan from a local lender who knows your name, and start making the big things in your life happen.

Start Application Estimate Payment

Personal Loans

A straightforward loan for practically anything. No collateral needed.

Personal Loan Rates

Secured Loans

Get an even lower rate by using your savings account to back up your loan.

Secured Loan Rates

Credit Builder Loans

Comebacks aren’t just for rappers and sports teams. Start rebuilding.

Credit Builder Rates

Plenty of term and payment options. No pre-payment penalties.

Monthly Payment

How much is the loan you want?
$
How's your credit?
Term (Months)
12
60

I have always had a wonderful experience with the CU. When other banks wouldn't give us loans, Zing has come through with not only a loan, but great rates.

Mary C.

Here's how it works

1

Apply online

Fill out your personal loan application right here online.

Apply Online
2

Say hello

Applying for a secured loan? Give us a call or send a message.

Contact Us
3

Download the app

Set up automatic payments with Mobile Banking.

Download

Frequently Asked Questions

We offer loan terms up to 60 months.


You will need to know your Social Security Number, and provide a valid ID. The loan application will require information about your employment and income. Depending on the loan, you may be required to provide additional information.

If you are employed, paystubs are an acceptable form of proof of income. If you are self-employed, we require your last two years of tax returns. If you are retired, award letters are acceptable. If you are a non-citizen borrower, two years of tax returns are required.

One business day.

Please check the status of your loan application by calling 303-573-1170, or using our Lending Contact Form.

You may make a loan payment by making a transfer within your online or mobile banking account, visiting our online payment portal, calling 303-573-1170, or by visiting any branch location.

Yes, you can apply for a loan online from the comfort of your home.

Personal Loans Disclosures

All loans are subject to credit approval, employment verification, and income verification.

*APR is Annual Percentage Rate. With approved credit and income verification. Rates are subject to change without notice. Personal Loan Payment Example: For a $5,000 with a 36-month term payments at 6.45% APR, the monthly payment would be $30.62 per $1,000.  Must finance $5,000 or more to receive rate as low as 6.45% APR.  Please see our rates.