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Loans for Buying a Home

Loans for Buying a Home

The right home loan should put a big grin on your face. Low rates and low payments are just a piece of the puzzle.

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Buying a Home

Buying a home can be scary!  It doesn’t have to be with Zing Credit Union.  Our experienced Mortgage Lending Officers have years of experience helping members achieve homeownership.  We’ll guide you through one step at a time.  You’ve got this!

It’s so satisfying to see our members achieve their dreams of homeownership!

Mortgage Solutions

3% Down Payment Mortgage

Make your money go further with our 3% Down Payment Mortgage!*

Traditional Mortgage

A traditional mortgage offers various terms for those with a bit more to put towards their down payment.  We offer 15 year, 20 year, and 30 year terms!  Click to see our rates now!

Homeownership Set-aside Program

This program provides up to $7,500 in down payment and closing cost assistance for first time homebuyers.**

Land & Construction Loans

Looking to own land or build your dream house.  We can help.

Not sure which is best?

Our Mortgage Lending Team is standing by to help! Call 303-573-1170 or use our contact form.


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Take an e-course

Want to learn more about homeownership? Our quick e-course is a great place to start.

Borrower Checklist

Start the path to homeownership by getting all the necessary documents ready.

Home Buying Guide

Take a deep dive into home buying!  This guide will walk you through the process.

Payment Calculator

Have your eye on a place?  See how much it might calculate to for your monthly mortgage payment.


Browse through our frequently asked questions.


View our current rates.

The Zing mortgage team was with us each step of the way as we embarked on our journey of buying our first home. They were incredibly responsive, which I think really helped us in Denver's hot housing market.

Rachael C. - September, 2020

Here for you!

Our mortgage lending team has a combined 32 years of experience!

Our team is right here in the Denver metro area.

Our team is ready to help you achieve homeownership!

Loans for Buying a Home Disclosures

*Rates are subject to credit and loan to value.  3% down on a $150,000 mortgage is equal to $4,500. For complete mortgage rate details, please contact our Mortgage Lending Department by calling 303-573-1170, or use our contact form.

**All loans are subject to credit qualification.  The Homeownership Set-aside Program is available to those earning at or below 80% of the Area Median Income (AMI) purchasing a home in Colorado.  The program is provided as a forgivable grant with a five-year retention period. This program is available through the Federal Home Loan Bank (FHLB) while funding lasts. For more information regarding qualification, please contact a mortgage lending representative at 303-573-1170 or by using our contact form.