Home Loans
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What is the minimum credit score to qualify for a home loan?
620 is the minimum credit score to qualify for a home loan. Please note that...
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How much do I need for a down payment on a house?
We offer many mortgages. Some mortgages may require less of a down payment than others....
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How long does it take to close on a mortgage from start to finish?
Approximately 30-45 days.
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How much does the closing fee usually cost?
Closing costs are usually between 1.50% to 2.00% of the loan amount.
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What do I need to apply for a home loan?
Please click here to access our borrower checklist.
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What do I need to apply or close on a Home Loan?
You will need to know your Social Security Number, and provide a valid ID. The...
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Can I speak with someone at a branch about first mortgages, second mortgages, or HELOCs?
Yes. Our expert mortgage loan officers are always ready to assist you. In the case...
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How can I learn about home loans?
Zing offers free online e-courses that provides information about mortgages and home ownership. Visit our e-course...
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Can I apply for a Home Loan online?
Yes, you can apply for a loan online from the comfort of your home.
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